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801-571-8581  NMLS# 149728

801-571-8581

Credit Score

As you are probably well aware, your credit score is a very important factor in qualifying for a mortgage. In order to receive the best mortgage rates available, you need to possess ‘excellent’ credit. If that is the case for you- Congratulations! For the rest of consumers who possess good, fair or poor credit, there are still mortgage products available, and the better your credit score, the more options there are for you to choose from.

 

There are also proactive steps that you can take in order to maximize our credit potential for both the short and long term, should you desire to improve your score.

 

Your loan SNMC mortgage consultant can assist you in determining if you should consider credit repair and/or what your options are as your credit stands today, as well as with potential repair services taken into consideration.

 

CLICK HERE to pull your credit score now at NO COST.  

 

What's a ‘Good Credit Score’?

Credit scores range from around 300 to 900, with the average credit score in America being around 720. Here is a generally accepted view of scores:

 

Excellent = 720 to 900

Good = 660 to 719

Fair = 620 to 659

Poor/Bad = 619 and below


 
Disclaimer:  No statement on this site is a commitment to make a loan. Loans are subject to borrower qualifications, including income, property evaluation, sufficient equity in the home to meet Loan-to-Value requirements, and final credit approval. Approvals are subject to underwriting guidelines, interest rates, and program guidelines and are subject to change without notice based on applicant’s eligibility and market conditions. Refinancing an existing loan may result in total finance charges being higher over the life of a loan. Reduction in payments may reflect a longer loanterm. Terms of any loan may be subject to payment of points and fees by the applicant. SecurityNational Mortgage Co. is an Equal Opportunity Lender. NMLS#3116

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